ORDER DENYING PLAINTIFFS’ EX PARTE APPLICATION FOR TEMPORARY RESTRAINING ORDER AND PRELIMINARY INJUNCTION
J. Michael Seabright United States District Judge
On May 8, 2015, Plaintiffs Scott Carlton Fleck and Kiendra Rae Fleck (“Plaintiffs”) filed this action asserting claims for declaratory relief, breach of the covenant of good faith and fair dealing, and violation of the “Hawaii Consumer Protection Act” against Defendant CitiMortgage, Inc. (“Defendant”) Doc. No. 1, Compl. at 7-9. The Complaint arises from ongoing state court foreclosure proceedings on property located at 136 Hakui Loop, Lahaina, Hawaii (“Subject Property”), for which Defendant holds the mortgage as lender and servicer, with Plaintiffs as borrowers. Id. at 3.
Along with the Complaint, Plaintiffs filed an Ex Parte Application for Temporary Restraining Order and Preliminary Injunction (“Motion for TRO”)seeking to enjoin Defendant and its agents from pursuing a foreclosure and sale of the Subject Property. Doc. No. 2, Mot. at 1. Plaintiffs allege that an auction and foreclosure sale is currently set for May 11, 2015. Doc. No. 2-1, Pls.’ Mem. at 2. The Motion for TRO asks this court, under Federal Rule of Civil Procedure 65(b), to enjoin Defendant without notice of this Motion for TRO because Plaintiffs will suffer irreparable harm if the sale is allowed to take place. Id. at 5.
In this regard, the Motion states (without any evidentiary support) that Plaintiffs and their counsel have attempted to contact Defendant “numerous times” to learn the status of their loan modification efforts, but Defendant failed to inform Plaintiffs of a decision on loan modification and “ha[s] also refused to stop the foreclosure activity against the [Subject] Property.” Id. at 6. And because Defendant refuses “to voluntarily stop the foreclosure actions” despite notification by telephone and email of Plaintiffs’ intention to seek a temporary restraining order, Plaintiffs assert that “it is completely necessary that further notice to Defendant not be required.” Id.
Plaintiffs’ Motion for TRO is deficient for several reasons. First, a court may issue a TRO without written or oral notice to the adverse party of the Motion only if the party requesting the relief provides an affidavit or verified complaint providing specific facts that “clearly show that immediate and irreparable injury, loss, or damage will result to the movant before the adverse party can be heard in opposition.” Fed.R.Civ.P. 65(b)(1)(A). In addition, the movant or his attorney must certify in writing “any efforts made to give notice and the reasons why it should not be required.” Fed.R.Civ.P. 65(b)(1)(B). Circumstances justifying an Ex Parte TRO are “extremely limited” -- “courts have recognized very few circumstances justifying the issuance of an ex parte TRO.” Reno Air Racing Ass’n., Inc. v. McCord, 452 F.3d 1126, 1131 (9th Cir. 2006).
Plaintiffs have not met either of these requirements. They have no affidavit, no declaration, and no evidence. (Although the Motion refers to an affidavit of Scott Carlton Fleck, Doc. No. 2-1, Mem. at 5, no such affidavit has been filed.) Moreover, the Complaint is not verified by either of the Plaintiffs. And Plaintiffs’ counsel has not certified in writing with a declaration or affidavit any “efforts made to give notice.” Plaintiffs have thus not met their burden to “clearly show that immediate and irreparable injury, loss, or damage will result to the movant before the adverse party can be heard in opposition.” Fed.R.Civ.P. 65(b)(1)(A).
Further, to the extent Plaintiffs seek a preliminary injunction, a court may “issue a preliminary injunction only on notice to the adverse party.” Fed.R.Civ.P. 65(a)(1). Absent such notice, the court cannot consider a motion for preliminary injunction.
Moreover, even considering only the arguments in their memorandum (without the necessary evidentiary support), Plaintiffs’ Motion for TRO fails to establish why Plaintiffs are entitled to relief. “The standard for issuing a temporary restraining order is identical to the standard for issuing a preliminary injunction.” Brown Jordan Int’l, Inc. v. Mind’s Eye Interiors, Inc., 236 F.Supp.2d 1152, 1154 (D. Haw. 2002). Winter v. Natural Resources Defense Council, Inc., 555 U.S. 7, 20 (2008), explains that “[a] plaintiff seeking a preliminary injunction must establish that he is likely to succeed on the merits, that he is likely to suffer irreparable harm in the absence of preliminary relief, that the balance of equities tips in his favor, and that an injunction is in the public interest.” So long as all four parts of the Winter test are applied, “a preliminary injunction [may] issue where the likelihood of success is such that ‘serious questions going to the merits were raised and the balance of hardships tips sharply in [plaintiff’s] favor.’” Alliance for Wild Rockies v. Cottrell, 632 F.3d 1127, 1131 (9th Cir. 2011) (quoting Clear Channel Outdoor, Inc. v. City of Los Angeles, 340 F.3d 810, 813 (9th Cir. 2003)). That is, before a TRO may be granted, Winter requires all four elements (likelihood of success, likelihood of irreparable harm, a favorable balance of equities, and demonstrating that an injunction is in the public interest) to be satisfied. Winter, 555 U.S. at 20.
Plaintiffs’ Motion for TRO states in wholly conclusory fashion that “[b]ecause Plaintiffs’ claims against Defendant are probable and reasonable, it is likely Plaintiffs will succeed on their claims.” Doc. No. 2-1, Pls.’ Mem. at 7. They base this vague conclusion on various allegations in the Complaint regarding on-going attempts to obtain a loan modification, contending that Defendant has failed to proceed with, or misrepresented the status, of a loan modification. They allege that Defendant’s “stubborn pursuit of a foreclosure, even while a loan modification is pending, is a direct violation of the American Recovery and Reinvestment Act of 2009, 12 U.S.C.A. § 5201 et. seq.” Doc. No. 1, Compl. at 5.
Plaintiffs argue that they will suffer irreparable harm, but provide little reason other than that the suit involves “the sale of real property” and “any given piece of property is unique.” Doc. No. 2-1, Pls.’ Mem. at 5. They argue that “[i]t is a unique and beautiful property in Lahaina, Hawaii that literally could not be rebuilt elsewhere.” Id. But there is no allegation that the Subject Property will be destroyed or modified, only that it will be sold.
They also argue that the balance of equities tips in their favor because “chaos will ensue” if the court allows the foreclosure sale to go through. Id. at 8. Their “lives [will be] turned upside down.” Id. And, if successful in their suit, “[t]he sale would have to be unwound, and the buyers reimbursed and inconvenienced.” Id. Neither of these reasons meets the standard necessary to enjoin the foreclosure proceedings. They are, at best, unfortunate consequences of many foreclosures.
Moreover, even a cursory review of the allegations in the Complaint indicates that it is not likely Plaintiffs will succeed on the merits. Plaintiffs’ First Claim seeks relief based on “violations of the federal [Home Affordable Modification Program (‘HAMP’].” Doc. No. 1, Compl. at 7. But “there is no express or implied private right of action to sue lenders or loan servicers for violation of HAMP.” Dias v. Fed. Nat’l Mortg. Ass’n, 990 F.Supp.2d 1042, 1050 (D. Haw. 2013) (quoting Dodd v. Fed. Home Loan Mortg. Corp., 2011 WL 6370032, at *12 (E.D. Cal. Dec. 19, 2011) (collecting cases)); see also, e.g., Miller v. Chase Home Fin., 677 F.3d 1113, 1116 (11th Cir. 2012) (holding that no implied right of action ...